Jaw Injury Claims
Understanding Jaw Injury Claims
If you, or somebody close to you, have injured a jaw in an accident for which you were not entirely to blame, it may be possible to make jaw injury claims for compensation. Claims for a jaw injury are not always straightforward and, as you will read below, there is a great amount of variance in how much compensation for a jaw injury you may be entitled to receive.
Other factors, such as pressure put on you to accept an offer of jaw injury compensation which may be inadequate for your needs, and whether or not you may have contributed to either the cause or the extent of your jaw injury, can also influence the success of jaw injury claims.
Our article on jaw injury claims provides only basic information about making claims for a jaw injury and, in order to receive credible legal advice about jaw injury claims for compensation, you should speak with an experienced injury claims solicitor at the first practical opportunity.
Qualifying for Jaw Injury Claims
In order to qualify for jaw injury claims, it has to be established that the person or persons responsible for causing your injury owed you a duty of care, that the duty of care was infringed by carelessness or negligence, and that you sustained a jaw injury as a result.
The fact that you have injured your jaw should not be in doubt, as you will have received professional medical treatment immediately after your accident and your jaw injury will be recorded in your medical records. However, determining who was responsible for your health and safety – and proving how they failed to fulfil their duty of care in jaw injury claims – can be a different matter.
Determining Negligence in Jaw Injury Claims
The most appropriate way to explain what is meant by a “duty of care” and “negligence” in the context of claims for a jaw injury is to give some examples of how an injury might occur which would then qualify you to claim compensation for a jaw injury.
- A motorist has a duty of care to other road-users and, should he or she cause an accident in which you injured your jaw while they were distracted by talking on a mobile phone, the motorist would be considered to be negligent, liable for your jaw injury and against whom claims for jaw injury compensation can be made.
- An employer also has a duty of care to provide a safe environment in which to work and if he or she should fail in their obligations for your health and safety and you injure your jaw because they have negligently failed to conduct a risk assessment, you would be entitled to make a jaw injury compensation claim against your employer.
- Places of public access – such as streets, shops and restaurants – have a duty of care to all pedestrians and customers to identify and rectify any risks which may lead to a jaw injury. If they fail to spot a hazard – or deal with it in a reasonable period of time – and you sustain a jaw injury as a result, you will be entitled to make an injury claim for jaw compensation due to their negligence.
In order to fully determine negligence in jaw injury claims it may be necessary to obtain police reports, the results of investigations conducted by the Health and Safety Executive or CCTV video in addition to statements from witness who have seen the accident which resulted in your jaw injury. At a time when this may be difficult for you while you are recovering from a jaw accident, it is advisable to seek the assistance of an experienced injury claims solicitor.
Making Jaw Injury Claims
Once there is sufficient evidence to establish liability in jaw injury claims, your solicitor would send a “Letter of Claim” to the negligent party, advising them that you are making a claim for jaw injury compensation. The person or persons responsible for your injured jaw has twenty-eight days in which to acknowledge receipt of your jaw injury claim and a further ninety days in which to inform your solicitor whether or not they will accept liability for the accident which resulted in you injuring your jaw.
Provided that liability is accepted for your jaw injury, your solicitor will prepare a claim for jaw injury compensation which accounts for the pain you suffered at the time your jaw was injured and during your recovery, the effect that your jaw injury has made to your quality of life and for any financial expenses you have incurred which are attributable to your jaw injury. Should liability not be conceded for the accident which caused your injured jaw, your solicitor will issue court proceedings against the negligent party and the matter will be resolved in court.
Third Party Capture and Jaw Injury Claims
Once your solicitor has sent the “Letter of Claim” to the negligent party, it may be possible that you are approached directly by the negligent party´s insurance company with an offer of compensation for your jaw injury. In practically all jaw injury claims, it is the insurers of the negligent party who have to pay compensation when claims for a jaw injury are resolved and, when they approach you directly, the insurance company is trying to reduce how much compensation for a jaw injury they have to pay by offering an immediate settlement of your claim.
This approach is known in the industry as “third party capture” and, although not illegal, frequently results in the claimant receiving less compensation for a jaw injury than they would if the claim was resolved by a solicitor. Without conducting a full assessment of your claim for a jaw injury your solicitor does not know how much jaw injury compensation you are entitled to, and it is therefore extremely unlikely that an insurance company will have considered the full consequences of your jaw accident prior to making their offer.
If short-term finance becomes an issue for you, and you are tempted to accept an insurance company´s offer of compensation for a jaw injury, speak at once to your solicitor. As the insurance company by their approach have effectively admitted their client´s liability for your injured jaw, your solicitor should be able to arrange interim payments of jaw injury compensation until such time as your claim is settled.
How Much Compensation for a Jaw Injury?
The calculation of how much compensation for a jaw injury you should receive is usually broken down into four elements – each of these assessed in consideration of your age, sex and general state of health prior to the accident in which you injured your jaw.
- As mentioned above, general damages for a jaw injury account for the physical trauma you experienced at the time of your accident and the pain you may still be suffering throughout your recovery from an injured jaw. This element of jaw injury compensation is often calculated based on past awards for your age group.
- Where it can be proven that you have suffered an emotional trauma at the time you injured your jaw or during your recovery you will be able to include compensation for a psychological injury in a claim for jaw injury. This element of a jaw injury claim will depend on the extent of trauma you suffered/are suffering.
- Another variable element is the compensation for “loss of amenity” you will be able to include in a claim for jaw injury. Your “loss of amenity” considers your lack of ability to perform everyday activities or participate in regular leisure or social pursuits due to your injured jaw and compensates you for the deterioration in your quality of life.
- The special damages element of jaw injury claims makes sure that you are no worse off financially than if the accident which caused your injured jaw had never happened. This means that any costs you have incurred or income you have lost is recovered when you make claims for a jaw injury.
However, with this criteria, whereas you may expect a young professional woman with small children to receive more compensation for a jaw injury than a retired man; should the retired man experience a greater degree of emotional trauma, need substantially more help to cope with his jaw injury than the woman and take much longer to recover from his physical trauma, how much compensation for a jaw injury the man is entitled to could match or exceed that awarded to the woman.
Contributory Negligence and Jaw Injury Claims
One negative element of jaw injury claims which sometimes has to be taken into account is contributory negligence. The term “contributory negligence” relates to the contribution you may have made to the cause of the accident in which you injured your jaw or the severity of your jaw injury if you failed to seek professional medical attention at the first possible opportunity.
If it is considered that you were partly to blame for your accident occurring – or that you made your jaw injury worse by your own lack of care – you are not disqualified for making jaw injury claims; however a percentage liability will be assigned to you and your settlement of jaw injury compensation reduced by this percentage.
Jaw Injury Claims for Children
If your child has injured their jaw in an accident for which they were not to blame, you may be able to make jaw injury claims for children on the child´s behalf acting as a “litigation friend”. Children are not permitted to make jaw injury claims in their own right until they reach the age of 18, but a parent or legal guardian can represent them in a claim for jaw injury compensation.
A “litigation friend” has to be approved by the courts before jaw injury claims can be presented – even if the claim for a jaw injury is unlikely to require litigation in court – and any settlement of jaw injury compensation which is agreed between the parties has to be first approved by the court before being paid into court funds until the child reaches adulthood.
Should funds be required to pay for expenses incurred in the treatment of the injured jaw, an application has to be made to the court with justification of why the funds are required. As making jaw injury claims for children requires court approval both when the claim commences and at the conclusion of your child´s claim for jaw injury compensation, you will need legal representation from the very start of your claim.
No Win, No Fee Jaw Injury Claims
Irrespective of whether a claim for jaw injury compensation is made for yourself or on behalf of a child, if your solicitor feels that your jaw injury claim has a strong likelihood of success, you will possibly be offered legal representation on a condition fee agreement – more popularly known as “No Win, No Fee” jaw injury claims.
“No Win, No Fee” jaw injury claims enable you pursue injury compensation for an injured jaw without having to worry about legal costs as, when you case is won, your solicitor will claim his fees from the defendant´s insurance company along with your jaw injury compensation. Unless you have already received interim payments of jaw injury compensation you should receive 100 percent of your jaw injury claim settlement.
Further Information about Jaw Injury Claims
No two claims for jaw injury compensation are the same – even when the nature and severity of the jaw injury is the same – and there are many different scenarios relating to claims for a jaw injury which it is impossible to cover in just one article. Indeed, the content of this article may have raised many more questions about making jaw injury claims than you may have previously considered.
Therefore, we have established a Free Advice Line which enables you to receive free, practical advice directly from an experienced injury claims solicitor about making jaw injury claims for compensation. There is no obligation on you to proceed with a claim for jaw injury compensation once you have spoken with us and all calls to our Free Advice Line are completely confidential.
Our solicitors will be able to answer any questions about making jaw injury claims for compensation which are not covered in this article, provide you with a free assessment of your claim for a jaw injury and advise you whether you have a claim for jaw injury compensation which is worth your while to pursue.
Telephone lines to our Free Advice Line are open twenty-four hours a day, seven days a week, and – if now is not a suitable time to speak with a solicitor about jaw injury claims – please complete one of our call-back request forms, and a solicitor will be in touch at a more convenient time to discuss the circumstances of your accident and the viability of making a claim for jaw injury compensation.