Compensation for Cutting a Finger in an Accident
My boss told me that I cannot claim compensation for cutting a finger in an accident at work, as a cut to my finger is not serious enough to warrant making a personal injury claim. Is this true?
It is your legal right to claim compensation for cutting a finger in an accident at work provided the accident was not primarily your fault. You will also only be entitled to make a claim for compensation for cutting a finger in an accident if your injury was the direct result of negligence by your employer.
Personal injury claims are only be possible if an injury is severe enough to seek medical treatment at hospital or at a doctor’s surgery. If you were able to treat your injury personally, or if a first aider at work treated your finger cut and professional medical attention was not also sought, a claim will not be possible.
Your employer owes you a duty of care to ensure you are safe at work and, if this duty of care is breached and results in an injury, a claim for finger injury compensation should be possible. Your employer may not feel that your cut is severe enough to warrant a claim for finger injury compensation being made; however this is a decision that can only be made by you and not your employer.
Making a claim for finger injury compensation is not necessarily free of charge, and there may be costs which you will have to cover as part of the claim process. When the level of compensation for an injury is not particularly high, and there are likely to be costs associated with making a claim, it may not be in your best interests to take legal action to recover compensation. The best way to determine how much compensation you are entitled to recover for your injured finger is to speak with a personal injury solicitor.
After listening to your account of the accident and the circumstances under which you sustained a cut to your finger, a solicitor will advise you whether you are entitled to make a claim for cutting a finger at work. If you played a small part in the cause of the accident, this is likely to affect the amount of compensation you are entitled to receive.
When there is contributory negligence on the part of the claimant, compensation values will be reduced by the appropriate degree. Once you know how much you are entitled to claim and the costs which are likely to be involved, you can then make an informed decision about whether it will be worth your while to make a claim for cutting a finger at work.